Money Matters with Wes Moss

This episode of MM explores what the government’s latest round of stimulus means at the individual and family level. Wes also discusses how the United States is leading the pack when it comes to the COVID vaccine rollout. Also multiple caller questions include in-service 401k rollovers, and a traveler who just received an $85,000 credit on her AMEX card!

This episode of MM discusses the new $1.9 trillion stimulus bill and it’s relative size to total US GDP vs other stimulus measures in history. Wes discusses how more traditional stock sectors have been accelerating while the digital economy that was hot in the COVID economy has cooled. Multiple caller questions include parsing “dividend yield” vs growth, inheritance, and stock splits.

Today’s episode of MM asks the following question: “What’s the first thing you will do once you’re vaccinated for COVID-19?” Book a trip, make a dinner reservation, see your grandchildren? Wes hears from multiple MM callers describing how they’re getting back to more normal economic activity. This episode of MM also discusses what the economic reopening might mean for dividend investors.

This episode of MM discusses how scary it was one year ago as the world was just starting to fall apart due to the pandemic, and the staggering progress we’ve made over the past year. We also discuss why oil and gasoline prices have gone through the roof recently, and review the power of rising dividends.

This episode of MM discusses the tsunami of economic stimulus coming from the United States government, helping stocks go higher, pushing bond prices lower, and stoking inflation in multiple parts of the economy, particularly housing. Median home prices just hit an all-time high, while housing inventory is at an all time low. Multiple caller questions include, tax implications on the recent sale of a property, and the best way to pay for a pending home renovation.

This episode of MM explores the new and evolving debate around when Americans are actually immune from Covid so the economy can get back to full steam ahead. Wes reviews economic data that shows the US is in decent shape, but still somewhat stuck in the mud. This episode also explores if Bitcoin qualifies as a real currency. Plus, eight ways to avoid an unhappy retirement!

This Super Bowl Sunday episode discusses the ridiculousness of Super Bowl and stock market studies, and more importantly shines a light on the scary statistics surrounding just how many Americans are drastically under funded for retirement. Wes also shares five core habits of the happiest retirees in America.

This episode of MM describes the trading frenzy and mania that captivated stock markets this past week, making Reddit day traders millions and losing giant hedge funds billions. How will this forever change markets? Wes also describes how nearly 100 years ago we saw a similar short squeeze with Piggly Wiggly stock ???? (seriously).

Big news in the world financial planning, and good news for perspective and current retirees. William Bengen, the original founder of the most important rule of thumb in financial planning, has a new perspective on what a safe withdrawal rate might look like. Multiple caller questions include “how should I take my RMD?” and “what will my retirement taxes look like with a pension?”

This episode of MM discusses the proposed $1.9 billion stimulus plan from President elect Joe Biden. We also discuss the new five point plan to break the vaccine log jam we’re seeing in the United States. Several caller questions answered, as listeners are concerned about what all the economic stimulus we’ve seen in the last year will mean for inflation.

This episode of MM recounts a week of turmoil in the United States, that surprisingly coincided with a strong week for stocks. For the last several months “old economy“ stocks have been rallying relative to big technology. Wes discusses how we are starting to see massive inflation in everything from lumber to copper, and soy beans to beef. Multiple caller questions including “I’m age 70 should I get more conservative with my portfolio now?”

This episode of MM answers a caller’s question about how his dividend paying stocks can pay his family long after he’s gone. Wes also discusses how technology companies dominated market returns in 2020 leaving the rest of the Rocky Balboa market behind, but perhaps with more gas left in the tank.

This episode of MM discusses some of the most extreme stock stories of 2020 and what they can teach us as investors. Trading in 2020 has become the poster child for the human emotion in the investing cycle. Multiple companies up over 1000% only to lose nearly all of their value. Wes also takes multiple caller questions including “what percentage should I have in stocks for the long run?”

When Will You Be Able Vaccinated for COVID-19?  Interview with Leading COVID Data Researcher Mark Van Sumeren.  Like most of 2020, today’s COVID news is also today’s economic news.  This next phase of the pandemic is the race to vaccinate the US population and reach herd immunity.  Today’s guest, Mark Van Sumeren is a leading expert to healthcare systems and joins us to discuss this next critical phase of the pandemic.   Mark is the author of the widely distributed Health Industry Advisor research newsletter.  Through the COVID pandemic, Mark has taken the lead in helping the medical profession and healthcare community understand mountains of COVID data from every angle, in a highly objective way.  This objective view of the data is in stark contrast to how mainstream media outlets cover the pandemic.  In the special edition of Money Matters, Wes and Mark discuss how the vaccine should roll out in four distinct phases over the coming months, and when each group (Phase 1a, 1b, 1c, and phase 2) of American’s expect to have vaccines available. We know that medical professionals and the elderly are receiving vaccines as we speak, who are the next segments of the population will receive vaccines? One resource you site is data scientist Youyang Gu who couples immunity from infections, and immunity from vaccination. Let’s walk-through your thoughts on the vaccination timeline on the US. Help us understand the 4 phases of vaccinations, group by group.  When will the first vaccinations for the general population begin? From your perspective when do you think the US will reach heard immunity? America seems to accomplish these great hurtles faster than projected. What upside surprises could we see in available vaccines and manufacturing to accelerate the timeline? What is the number one thing that the media/average American misses when discussing the COVID-19 pandemic? See graphic on vaccination phases and potential timeline. http://healthindustryadvisor.com/pdfs/covid-19-2020-12-23-day244.pdf

New, nearly $1 trillion Coronavirus economic stimulus package has been passed. What’s in it for Americans, and will it work? In this 5 minute special, Wes breaks down this new package.

This episode of MM simplifies the highly complex data model from MIT data scientist Youyang Gu on when America should reach heard immunity, through both natural recovery immunity and vaccinations. Also, Wes answers several caller questions about the best ways to educate kids this holiday season on investing.

So far in 2020, we have seen more than $155 billion raised from IPOs, far exceeding the record set during the dot-com boom in 1999. Does all of this cash mean massive inflation? This episode of MM discusses this problem and potential solution for investors.

This episode of MM reviews the staggering cost of what it would’ve taken to match the iPhone 12 back in 1991. Also, dividend paying companies have started to turn the tide relative to growth companies as America focuses on how vaccines can get the economy firing on all cylinders. Finally, Wes discusses the power of the Greenlight credit card and how it can cap your children’s video game spending.

This episode of MM discusses the market timing syndrome that so many investors face. Two very long and seemingly “flat” market periods are examined. This history lesson reveals that with dividends reinvested, returns were significantly positive and not “flat” after all.

This episode of MM discusses the difficult Thanksgiving decisions we are all having to make this week as Americans are coping with surging COVID cases. Wes also describes the powerful vaccine trial results from Pfizer and Moderna, and what it might mean for Americans. To wrap up this episode of MM, an analysis of negative yielding debt around the globe.

This episode of MM discusses the significance of Pfizer‘s COVID vaccine announcement and what it means for science, humanity, and markets. This modern medical miracle gives us light at the end of the tunnel for the pandemic, add a path to a new and improved American Retro Economy.

This episode of MM discusses why markets have been celebrating gridlock. Gridlock is good when it comes to Washington and the stock market. Wes discusses why the Fed on hold is also good for business in America. Also, all eyes will be on the two Senate runoff races in Georgia that can lock in government gridlock.

This episode of MM discusses the difference between investing for today vs. tomorrow, and what the future of America looks like. Also Wes takes listeners through the investor “Bucket Test”. Which bucket of stocks would you own for the next decade?

This episode of MM discusses how stock market returns behave under different political combinations in the White House and Congress. Wes also discusses an investment strategy for these volatile political and market times. Also explored, the Army of American Productivity.

This episode of MM discusses a recent Gallup study that shows the massive divide in attitudes and behaviors around COVID-19 per political party. Wes also discusses the interesting combination of pent up demand and pent up savings, and what that could mean for the 2021 economy.

If dividends are the unsung hero, then rebalancing is the most underrated player on the field. Also discussed, the example of two opposing sectors in the COVID economy (energy vs. tech).

This episode of MM discusses a brand new study aimed to answer the following question: Has any President left office with the stock market lower? Wes also describes what GOP vs. Democratic stock baskets are telling us about the election.

This episode of MM discusses how dividends are the unsung hero of investing and rarely get any time in the spotlight. A new research study for the Money Matters team shows the dramatic rise of income from the S&P 500 relative to the aggregate bond index from 1980 to mid 2020.

This episode of MM tries to help investors shift their perspective on investing in the United States if you were to live outside of the United States. Wes tells the story of how a Saudi prince has invested his money over the years to illustrate this point. Also an MM listener writes into the show and is worried about the COVID economy persisting into 2021.

Today we are joined by Dr. David Woodsfellow, a clinical psychologist, to discuss the keys to maintaining a healthy marriage in retirement. Dr. Woodsfellow is the real deal - Harvard, UC Santa Barbara, and UCLA educated - and runs the Woodsfellow Institute for Couples in Atlanta. He shares some suggestions for couples approaching retirement together, the financial habits of happy couples, strategies for better, more open communication in marriage, and more.

This episode of MM discuss a WSJ article that proposes “new thinking on lockdowns“ which happens to be very antiquated thinking. When it comes to threading the needle between economic damage and a health crisis, Sweden’s approach has worked extremely well and has been gravely misunderstood. Wes also discusses a study on day trading that shows that 80% of traders lose money over time.

This episode of MM discusses the relationship between family and generational wealth using an example from the Vanderbilt family. Wes also discusses how taxes are shaping this election, how elections impact markets, and the historic spike of young adults living with their parents. And...recent testimony from Jeff Bezos who describes the prosperity elixir that we are so fortunate to have here in the United States.

This episode of MM discusses a variety of topics from the quest for a vaccine, to the stock market’s technology top-heaviness, all the way to advice from the late Japanese doctor who lived and worked until he was 105 years old. Caller questions include when to take a lump sum vs. a monthly pension payout.

Wes Moss is joined today by Fidelity branch leaders, Ryan Seward and Kelly Keith, to give insight into investor sentiment during the COVID economy, how it felt to watch the market drop and the world come to a standstill this past spring, common misconceptions new investors and retirees have, and more.

This episode of MM discusses the gargantuan size of Apple, and Apple’s pending stock split. Wes also discusses details behind Joe Biden‘s tax proposal (max rates) relative to the Trump administration’s current max rates. Also, perspective on the extreme acceleration of e-commerce during the COVID economy.

Headed towards Nov. 3rd, potential changes to taxation and tax rates in the US will gain more and more focus. This episode of MM discusses the dramatic differences between current tax rates and proposed tax rates by Joe Biden. Also, Wes discusses an update from Operation Warp Speed and the potential for 300M vaccine doses to be available as early as January.

This episode of MM discusses the continuation of the largest five S&P 500 stocks driving the bus, while the other 495 are just along for the ride. Wes also discusses a new study that suggests herd immunity from COVID in the United States might be closer than we originally expected. Hour 2 discusses the four brand new executive orders signed by President Trump to help stimulate the economy.

This episode of MM discusses where we are in the fight against COVID-19, both economically, and from a healthcare perspective. Wes also discusses a new “shape“ for economic recovery. Multiple caller questions include when to buy a tiny house, and how to pay for a new driveway!

This episode of MM discusses where we are in the COVID economy, and the progress we are seeing from the healthcare industry on the vaccine front. What would happen if we actually have an approved vaccine this year? Wes also discusses what Republican vs. Democratic stock baskets are telling us about the upcoming election. Multiple caller questions answered about borrowing for housing, starting a new Roth IRA, and finding dividend stocks.

This episode of MM discusses how the S&P 500 has become dominated by the concentration of only 5 stocks. What about the other 495? The potential for a reversion to the mean for dividend companies is discussed. Also, multiple caller questions include a new inheritance, and an early retirement candidate.

The episode of MM discusses how the “horse is out of the barn” when is comes to new COVID case spread, and attention is now turning to school reopening plans. Vaccine progress is also discussed. Also, a brand new rule clarification for RMDs, and multiple caller questions (charitable contributions, solo 401ks past age 72, etc.) are answered. Also, how Kanye West has a $1B social media war chest.

Jennifer Jolly has covered tech+life stories for more than a decade for USA Today, New York Times, and The Today Show. Today we discussed how much the tech in your house could be worth and how people are using technology to try and stay connected with their jobs and those they love - especially our happy retiree population. Jenn also shares what she believes to be the next 'big wave' for people in the US. Follow Jenn Jolly on Twitter: @jenniferjolly

Let's take a step back from the pounding headlines and get back to my favorite topic - studying money and happiness. We also talk with Dan Buettner about reverse engineering longevity and his concept of Blue Zones, where people live to 100 years or longer.

This episode of MM describes the disparity between a new case surge in America and declining mortality trends. Wes also discusses what it would look like if we were to chart the quality of life in the United States. Also, how the world could look like an entirely different place by November 3rd, Election Day.

Using high-quality research and data science, Wes Moss provides cutting edge information on the economy. He breaks down the headlines and focuses on helping listeners retire early by promoting financial independence, entrepreneurship, and overall fiscal health and happiness.

his episode of MM discusses the headlines of Apple closing down 11 stores in Florida, North Carolina, and other states due to COVID-19 concerns. What does this mean for a “second wave?” Wes also discusses the seismic shift in retail spending reported in the May retail sales data.

This episode of MM goes beneath this week’s headlines about a second wave of COVID-19 hitting states like Arizona, Arkansas, Texas, and Florida. Are these fears over blown or not? Wes also discusses the economic trends shifting from reopening to revitalization. Caller question on when to buy, sell, or hold an individual bond?

This episode of MM discusses the most significant employment report in US history. Instead of losing 8 million jobs, the US economy gained 2.5 million in the month of May, adding to the construction, healthcare, and leisure and hospitality sectors in a major way. Also, the airline industry are offering early retirement packages and incentives to tens of thousands of employees. Wes also discusses the launch of the new “Core Pursuit Finder” under the tools section of www.wesmoss.com UPDATE: Now, there was some confusion around the job numbers over the weekend and the Bureau of Labor Statistics said that they may have been somewhat overstated. However, it’s was still good news for the labor market as we saw major job additions to the construction, manufacturing, and healthcare industry.

This episode of MM discusses the national riots wreaking havoc on small businesses across the nation adding insult to injury in the middle of a global pandemic. Wes discuss real time restaurant data in multiple states as a sign of true reopening progress.

This Memorial Day 2020 edition of MM discusses the progress we are making to battle COVID-19. We discuss a potential virus resurgence and how that would be handled politically and economically. We also recount how the market bottomed in April if 1942 despite being in the darkest days of World War II. Multiple caller questions including the teacher’s retirement system, and borrowing from a company retirement plan to pay for a new roof!

This episode of Money Matters discusses the great national debate about re-opening the economy now that we have flattened the curve vs. waiting to reopen the economy until we find a cure for COVID-19. Updated data on COVID-19 cases in the United States, and the virus reproduction rate in Germany. Multiple caller questions related to investment taxes implications and setting up small business retirement plans.

This episode of MM explores how the stock market has recovered dramatically despite 20.5 million job losses in April. Wes also discusses the importance of dropping the term Social Distancing and replacing it with Physical Distancing in relation to a longitudinal study on the impact of loneliness and isolation. Multiple caller questions answered about retirement, investing, and the CARES Act in the final two segments.

Signs of economic life in the coronavirus economy

This episode of MM also discusses clinical trial results from the latest COVID19 therapy Remdesivir, and the following question: “How can US GDP be down 30% and the stock market is only down 15%?” Caller questions include, “Should I be buying stock ETFs during the COVID19 economy?,” and “When is it time to start using a financial advisor?”

The Institute for Health Metrics and Evaluation has become America’s go-to web resource for finding peak, then vanishing COVID-19. Are they right? An insightful interview with Alex Engler, a data scientist from Georgetown and the Brookings Institute.

The IHME, the Institute for Health Metrics and Evaluation has become the de facto website for modeling peak COVID-19. Wes describes the limitations in this modeling and how the onus is on the citizens and business owners of Georgia to get this first phase of re-opening right. The world is watching. Caller questions include “how are we going to manage our way out of this massive US debt, and how to hedge against inflation?”

What's it going to take to re-open the economy and stay open? This Monday, April 20th, Governor Kemp announced that certain businesses can start reopening as early as Friday. On this special, we covered Kemp's announcement to 'start the re-start' and hear from business owners in Atlanta. Jake Guyette, GM from Le Colonial (lecolonialatlanta.com) and Christian Favalli, managing partner of La Grotta Ristorante (lagrottaatlanta.com) discuss the step they'll take to make customers feel safe.

Many of us are experiencing interruptions while we sleep whether that's due to these uncertain times, stress, anxiety, too much screen time, or behavioral habits. In this interview, Dr. Melissa Milanak debunks the most common myths on sleep, tips for better rest, why we may be having trouble falling asleep, how to take control of our sleeping patterns and more.

This episode of MM discusses the economic importance of each day the US economy waits to reopen. Wes simplifies the three phase reopening plan from the White House and how that could be implemented on the ground in the state of Georgia.

In these trying times, every day matters for our health and for the health of our economy. Wes speaks with Don Rissmiller about the current runway the economy faces with the Great Economic Pause and the CARES Act stimulus package. They discuss when we realistically need to begin the re-start of the nation to avoid facing even greater economic pain.

Mauro Gillen is a professor at the Wharton School at the University of Pennsylvania who actually developed a new course on pandemics. I had the chance to speak with him this week to discuss the realization that we HAVE what we need to defeat this pandemic but can’t effectively distribute it yet, as there are all sorts of bottlenecks in the system. The good news is that America always figures out a way to solve these issues. We ended the show today answering your CARES Act questions that were sent into my team this week.

I think we can all learn a great deal from Professor Mauro Guillen who developed a new course on pandemics at The Wharton School, University of Pennsylvania. COVID-19 came so fast and the world HC system, government, and especially our own psyche just wasn’t prepared. So as you listen to Mauro Gillen from Wharton U Penn, the realization that we HAVE what we need to defeat this pandemic but can’t effectively distribute it yet is the bad news, as there are all sorts of bottlenecks in the system. The good news, is that America always figures out a way. You can find Mauro Gillen on twitter @MauroFGuillen and me @wesmoss365.

This episode of MM also answers multiple caller questions about the CARES Act and Paycheck Protection Program (PPP) loans for 1099 contractors and solo-entrepreneurs.

Tom Sullivan, the vice president of small business for the U.S. Chamber of Commerce, joins Wes on this Money Matters Special Interview. Sullivan helped to actually write the small business relief included in the Coronavirus Aid, Relief, and Economic Security (CARES) Act. In this interview, Wes and Tom dig into the decision making process with how the Payment Protection Program was structured, and how small businesses can utilize this legislation during these trying times.

Our Money Matters team has been studying the financial provisions and various nuances of The CARES Act to help you understand what it means for your family and all the small businesses across the country. On this special episode, we're answering your questions about the bill.

Joseph Antos is the Wilson H. Taylor Resident Scholar in Health Care and Retirement Policy at the American Enterprise Institute (AEI). AEI recently released a report outlining the four phases we may go through as a nation to navigate through the current COVID-19 pandemic in the United States. Joe Antos joins us to discuss these phases, what we might see in the days to come and when we can expect to start reopening America for businesses and families.

Despite US cases surging to the highest count on the globe, there are signs of hope, (a bevy of baby white swans) from a health perspective and for the economy. Multiple calls and Twitter questions answered on the $2 Trillion stimulus plan just passed by Congress.

Special interview with lead Public Health M.D. at Harvard, Dr. Ashish Jha. Americans want to get back to work, and even my kids want to get back to school. Dr. Jha has spoken to the White House and America’s governors to advocate his extraordinarily sensible 3 steps that would help reopen America ASAP with the LEAST amount of economic damage.

This episode of MM walks through the three keys of how we climb out of our current economic shut down.

This episode of MM outlines three steps for investors to get through this economic and market panic. We also discuss the Institute for Disease Modeling’s working paper on how social distancing can dramatically reduce infection rates. We also discuss a “doomsday“ stock portfolio for companies that have have hordes of cash.

With all of the uncertainty in market headlines, I wanted to break down what I believe investors and retirees need to take in regards to the Coronavirus outbreak & stock market crash. We understand these times can be difficult, that's why it's more important than ever to keep a level-head when it comes to your investment strategy.

Game changing insight on the coronavirus and how this past Super Tuesday changed the game for the upcoming presidential election. Wes is joined by guest host Andy Dean, former president of Trump productions and host of American out with Andy Dean. This episode of MM also explores how higher dividend paying stocks might compare with bonds over the next decade.

In this Coronavirus Special, Wes interviews Dr. Amesh Adalja of John Hopkins University Center for Health Security about COVID-19. Dr. Adalja’s work is focused on emerging infectious diseases, pandemic preparedness, and biosecurity. We dig into the mortality rate of this virus and the data that the world is currently basing this very important statistic around. Dr. Adalja gives his reasoning on why the mortality rate will likely drop from the currently reported 3% down to possibly 0.5%. He also gives his perspective on South Korea's healthcare system and when he expects to see a vaccine available to the public. We cover these topics and more! Be sure to listen as we try to demystify COVID-19.

There are two items that have been freaking out markets: The Coronavirus and Super Tuesday's election. Ryan Ely and I discuss the key takeaways and latest research from Dr. Amesh Adalja of Johns Hopkins University Center for Health Security. He shared his expectations around how the situation is likely to evolve in the coming weeks. This new research and perspective is a complete game-changer in the course of this narrative.

When you see news anchors broadcasting while wearing flu face masks and the Dow Jones is down 1000 points in a day…(that was just Monday and Tuesday) it’s unsettling. We discuss the bad news, good news, and bottom-line assessment of the Coronavirus with Investment Advisor, Ryan Ely. As well as more context around what’s happening with COVID-19 and how that could impact markets and your investments.

This episode of MM discusses some of the moonshot stocks in 2020 that have captured our attention. We also discuss today’s big five stocks compared to the big five in 1999. Caller questions include “Can I tap my 401(k) at age 56?” and “What will happen to my IRA due to the SECURE act?”

This episode of MM lays out the potential game changing technology in the works from SpaceX that would create fiberoptic-like Internet service for every corner of planet earth. Multiple caller questions about 401(k) rollovers, investments, and access.

This MM explains a powerful new documentary, Cuba and the Cameraman, that chronicles Cuba’s socialist economic experiment in time-lapse cinematography. American journalist John Alpert makes multiple trips to Cuba over a 45 year period. The documentary’s message is a critical one, as it creates a visual history of socialism’s failure. This is particularly important in a time when socialism as a concept is getting mainstream traction in the United States.

his episode of MM helps us understand how markets react to global health epidemics. The Asian flu, the Hong Kong flu, SARS, the Swine flu, Ebola etc. have all been formidable tests for markets and economies. Multiple caller questions including 457 rollovers, smart beta ETFs, and a concentrated stock position.

his episode of MM explains the powerful presidential stock market cycle in addition to how the president has leveraged trade talks to juice the market almost on command. Caller questions related to taking a lump-sum or monthly pension.

Prince Harry just gave up more than $5 million worth of annual income to become financially independent - on his own. Tell that to the 40% of baby boomers that are supporting their adult children in retirement! Wes also discusses a recent survey that uncovers 100 core pursuits for happy retirees.

How does war and conflict with the Middle East impact stocks in the short run and the long run. What happens to oil prices? Caller questions include “Should I convert to a Roth?” and “I’m starting to save late in life, what can I do?”

This episode of MM covers how the massive target date mutual fund system may be missing the mark. Also, a study from JP Morgan identifies just how costly acting on “sky is falling” advice has been over the last decade.

This episode of MM also answers multiple caller questions related to asset allocation, pension distributions, and the new 2020 RMD rules.

Christmas comes early with the US-China trade deal; The story of Refi- Ralph contemplating shifting from a 30 year mortgage to a 15 year. Should he simply make extra payments each months or do the refinance?

Stock market performance has predicted presidential elections 87% of the time since 1928. Also, can buying a life insurance policy allow you to take a higher monthly pension amount?

Coming off of this Thanksgiving week, Wes shares some insight from his interview with Dan Buettner. They discuss Blue Zones and its impact on a healthier, happier lifestyle.

Caller questions include “Should I buy a fixed indexed annuity for 40% of my portfolio?” and “Can following seasonal stock market trends increase your portfolio in retirement?”

his episode of MM discusses Jerome Powell’s testimony where he addresses economic bubbles in the United States and the massive $23T US debt. When we do go into recession and hit “the end“ how long do these periods of contraction really last?

This episode of MM discusses how regardless of your investment style or tolerance for risk, investing success is about understanding yourself as an investor and striving towards your specific family money goals.

This episode of MM discusses how the stock market reacts to a Fed interest rate cut cycle similar to what we are seeing today. Wes takes a call from a listener with $4 million who is worried about the transition from working to retirement.

5 Reasons To Retire As Soon As You Can has struck a chord on YouTube. One of the biggest political dichotomies of 2019 when a Nobel prize-winning economist gives credit to President Trump for US economic strength.

5 Reasons To Retire As Soon As You Can has struck a chord on YouTube. One of the biggest political dichotomies of 2019 when Nobel prize-winning economist gives credit to President Trump for US economic strength.

There is more and more talk about in a quality as the 2020 presidential campaign is ramping up. Elizabeth Warren and Bernie Sanders are coughing up their versions of a wealth tax.

This episode of MM discusses the brand new phase one trade deal between President Trump and China. The media seems to dislike the deal, but there is real progress being made.

This week Ryan Ely, joins us for a conversation on recent market volatility, WeWork’s IPO fail, and a CHIME economic update. Also, a look at political history and a key economic indicator for President Trump’s reelection probability.

I recently sat down with my favorite author, Dan Buettner, to talk about Blue Zones. Dan is the researcher who discovered that in certain areas and communities across the world, people tend to live longer, healthier lives. He discusses how to incorporate the Blue Zones lifestyle into our everyday routines.

History is very clear that presidents do not get reelected if the economy is in recession or key battleground states are feeling economic pain. Someone showed President Trump a chart for job growth in PA, WI, and MI...which has turned negative. These are all states that the president won by a narrow margin in the last election and cannot afford to lose in 2020. This episode of MM describes how the leadership team on trade in Washington has shifted dramatically over the past several weeks.

This week’s episode of MM discusses how inflation has begun to creep higher while bond yields have remained low. Now more than 250 companies in the S&P 500 sport a dividend yield that is higher than the 10 year US treasury. Multiple caller questions relating to worries about the massive US debt, and when should investors automatically reinvest their dividends?

This episode of Money Matters features a fascinating interview with President and CEO of the Federal Reserve Bank of Atlanta, Raphael Bostic. Wes and Raphael discuss how the work of the Federal Reserve impacts our everyday lives, the impact of the US China trade war, tweets from President Trump directed to the Fed, insights on the direction and trajectory for wages in the Southeast, the inverted yield curve and more.

This fascinating interview discusses how the work of the Federal Reserve impacts our everyday lives. They also discuss the impact of the US-China trade war, tweets from President Trump directed to the Fed, insights of the direction and trajectory for wages in the Southeast, the inverted yield curve, the sustainability of low unemployment, the impact of innovation on inflation, and how to solve the affordable housing problem in America.

Investors are taught to buy low and sell high. However, S&P 500 total return data since 1945 suggests that buying at market highs has produced significantly positive results. This episode of MM also discusses the shock of large numbers and what each one percentage point move equates to with a S&P 500 valued at nearly $25 trillion.

Trade tensions ratcheted higher this week and markets continue to fall in reaction. This episode of MM discusses how the trade war has morphed into a Cold war that puts US democracy and capitalism versus Communist China. Caller questions include “I’m 54, should I roll over my 401(k)?; and I am age 60 and heavily invested in stocks, should I get more conservative?”

Markets reacted this week to a yield curve inversion. This episode of MM discusses potential implications from this economic warning sign and dives deeper into five other economic data points to watch out for in the US. Caller questions include “What impact will the SECURE Act have on my IRA, and what bonds are safe in this interest-rate environment?”

What does more than $15 trillion in negative yielding debt mean for stock and bond markets? This episode of MM also discusses the most recent US/China trade war escalation. Caller questions include “What to do with proceeds from my home sale; How should I convert my IRA to a Roth; How can I time the market in my 401(k)?”

This episode of MM covers why the nation is obsessed with Federal Reserve and the power that the Fed is believed to have. Although the Fed is extraordinarily important their power is often overstated. This episode of MM explains what they really do. Wes also discusses the infamous Business Week article that came out August of 1979 espousing the “Death of Equities“. How wrong was this article? Caller question of the day: Dave from Buford on ramping up his last 10 years of savings and how he can retire despite only having $70,000 saved right now.

Two years ago only 15% of Coca-Cola‘s revenue came from its lines outside of traditional soda…Today that number is up to 25%. Coke continues to transition into a highly diversified beverage company around the globe. They sell more than 800 beverages in the US alone, including 250 low and no calorie options. Caller questions include, utilizing dividend reinvest, shifting to a Roth, when to take Social Security, and what to do after being “rightsized” in your 60s.

With Face App going viral this past week, Americans are facing a visual old age like never before. But what’s “old“...is the entire system in America that says you’re old when you hit 65. That couldn’t be further from the truth. Happy retirees still feel young inside no matter what their age. Caller question include, “Should I do a Roth conversion, and how should I invest extra money in my late 50s?”

On this episode of MM Wes travels to Vancouver British Columbia for a sit down with digital marketing guru Dan Lok to discuss his quest to go beyond money and find significance. The latter part of this episode features the beginning of the interview while the rest can be heard exclusively on the Wes Moss Money Matters podcast channel. The beginning two thirds of this podcast feature caller questions on a wide variety of investment and financial planning related topics

In this Money Matters Podcast Special, I sat down with self-made millionaire, Dan Lok, to discuss the business tips and social media strategies that have led him to financial success. Dan has taught men and women from 130+ countries to develop high-income skills, unlock true financial confidence and master their financial destinies. In this interview we dig into what inspired him as he began his enrepreneurial journey, and how his motivations have shifted over time.

July 2019 marks the longest economic expansion in US history at 121 months. But it is also the slowest recovery and shallowest recovery we have seen in history. This episode of MM discusses how the plowhorse economy can continue...Caller questions include when to take Social Security, and is buying long-term care through an annuity a good deal?

A multitopic MM that covers current the trade dispute with China, how a couple in their early 60s is thinking about reducing portfolio risk, and understanding where we are in the stock market volatility cycle. Caller questions include how to pay for a new home, a lump sum versus pension calculation, and how to pay for renovations in S.W. Atlanta.

A multitopic MM that covers current the trade dispute with China, how a couple in their early 60s is thinking about reducing portfolio risk, and understanding where we are in the stock market volatility cycle. Caller questions include how to pay for a new home, a lump sum versus pension calculation, and how to pay for renovations in S.W. Atlanta.

With the stock market knocking on an all-time high in 2019, financial headlines still suggest dark clouds on the horizon. On this episode of MM Wes discusses economic events per decade starting in the 1970s to understand the challenges and pain we have overcome in America to create massive wealth and progress. Caller questions include the inheritance of $1 million, HELOC rates, and when to take a pension.

This week on Money Matters Wes answers questions from people like Gene asking about putting her savings in CDs based on her time horizon, and Paul who’s concerned about Apple stock when we have a potential trade war with China. Wes also speaks with a caller about the value of hiring a financial advisor. In the second hour of the show, Wes hosts Atlanta’s celebrity chef, Kevin Rathbun, on the show to talk about his entrepreneurial journey. This is not an episode you’ll want to miss!

Wes recently had the pleasure of interviewing one of his all-time favorite chefs, Kevin Rathbun, about his entrepreneurial and money adventures. Kevin has opened several world-renowned restaurants in the Atlanta area, but he didn't just jump straight into success. Listen as Wes and Kevin unpack what it takes to run a successful restaurant empire.

The Social Security 2100 act is getting momentum in Congress and could shore up the Social Security system for decades to come. There are some very good ideas in the bill, but as it stands now, it creates a huge problem...a massive new tax on high earners. Caller questions include: which accounts tap first when faced with medical bills, how to invest for my in-laws in their 80s, and how to decide on an investment program proposed through Charles Schwab.

Despite being at the epicenter of a global trade war Americans are living smack dab in the middle of an economic miracle. This episode of MM discusses the resiliency of the US economy. Caller questions include “Can I use my life insurance policy for long-term care?” and “How do I invest the proceeds from selling my business to withdraw 4% per year?”

How growth investors and income investors have been missing the boat – or at least the key to what really drives their investment success. Rather than growth or income, investors should be focusing on growth of income. Multiple caller questions including what to do with a thrift savings plan, how Apple stock will be impacted by the trade war, what to do with a maturing CD, 401(k) accounts for millennials, reverse mortgages, potentially new RMD rules, and how hedge fund fees operate.

This episode of MM dives into the real economic numbers behind US and China trade relations. The “nuclear option“ where China sells its US treasury holdings is also discussed. Blue Zones: What are the consequences of not having social conducted this during retirement? It leads to the three Ds...depression, dementia, death. The principles of social connectedness that we learn from the Blue Zones can help protect us against the three D’s.

This episode of MM discusses the ongoing trade battle with China and the United States along with how recent IPOs are betting on profitability in the very distant future, and why Warren Buffett‘s American tail wind is really a global tailwind. Caller questions include should I sell my lake home or continue to rent, at what point should I hire a wealth manager, and do I need to take required minimum distribution’s on an inherited IRA?

This episode of MM discusses how the Amazon phenomenon has allowed more and more companies to operate with massive cash losses. When will the music stop? Caller questions include selling a home, self funding retirement, and whether to take a lump sum from AT&T or a monthly pension.

This episode of MM explains a recent WSJ article that discusses the five-year mortality rate changes and depression impact of retiring too early. Wes also discusses dividend paying companies that are able to raise their dividends over time contributing to an important investment concept called “Yield at Cost”.

If the expansion lasts, this summer will mark 10 years of economic expansion in the United States. But do economic expansion’s die of old age? On this episode of MM Wes explores what we can learn from the 14th largest economy in the world -Australia.

This interview series focuses on one of the core happy retiree pillars: MASH Money, Adventure, Social, Health. Today’s interview has a special emphasis on Health. Melissa Hartwig-Urban, Whole30 founder and author, has helped millions of Americans lead a dramatically healthier life. We will hear her insights on health/wellness and the importance of diet. Which is, of course, an essential part of being and becoming a happy retiree.

The primary driver for Stocks is what actual companies (not stocks)are earning on a go forward basis. Earnings for 2019 should come in around $172, which would be about 6-7% higher than 2018; Should you sell your home or not? The housing lesson we can learn from Tidy Up Tessa.

This episode of MM explains the importance of the 19th century British fairytale Goldilocks and the Three Bears,and how that relates to our current economic situation in the United States. A new study on the longevity impact of the sport tennis, and how a new digital tool called AutoNavigator helped a single mother find a new car in a flash.

Studies show that the International Monetary Fund has a 99% miss rate when it comes to predicting recessions, what US cities are above and below their pre-crisis housing peak, and how do dividend paying stocks fare versus the S&P 500?

Also, caller questions include when to make a real estate purchase, will TRS for teachers stay viable, Roth conversion, and saving in a SEP IRA

After a rough week in America following a Boeing plane crash, luke warm economic data, and the largest college cheating scandal in American history this episode of MM highlights the positive economic tide happening right now in America. Energy, air quality, and corporate profits relative to debt explained. Caller questions include lump sum versus pension decisions and Trump’s executive order on RMDs.

Well now that we are at the 10-year anniversary mark for this current bull market, is there anything left in the tank? How a bad PR spin about cockroach insecticide has ravaged sales at the nation’s most dominant sparkling water company. Caller questions include what to do with $360,000 in cash, how to invest during the next bear market, and Robert asks if he paying too much for S&P 500 returns?

This episode of MM discusses investment thoughts and principles from Charlie Munger, Warren Buffett‘s right hand man. Wes also discusses the relationship between global recessions and US recessions. Caller questions include what to do with real estate sale proceeds, and how to invest thrift savings plan (TSP) assets.

Building from last week’s show Wes discusses “Round the World Robyn” and her quest to pay for more than $250,000 in trips next year. If you are not in the same position as a Robyn how can you catch up your retirement savings? There are multiple phone calls on this episode of MM ranging from dividend paying stocks to how to find a financial advisor you can trust.

On this episode of MM Wes discusses what Charlie Munger thinks about blue states pushing out “rich old people” and how doing so is a fight against economic prosperity. Also, 2019 has been a year of 180s for the three most critical market moving variables. Caller questions include, how to fund a National Geographic trip around the world on a private jet, along with how to invest money for you parents.

This episode of MM is chock full of calls relating to Roth IRAs, planning for grandchildren with special needs, finding the right annuity, multi income stream planning with the TSP plan, and future nest egg planning. Wes also discusses a new government proposal pertaining to a wealth tax, and the mechanics behind the 4% rule.

What is the Dividend Aristocrat Index and why should you understand it? (Dividends as in stock dividends) (Aristocrats, as in best of the best at the JOB of paying dividends). There are 3 ETFs that follow this mandate and Wes explores them on this episode of MM. Also, the FED’s about face on its interest rate policy from “so go to no go”. Finally, how have big events like the Super Bowl helped the Atlanta Metro area grow at twice the rate of national GDP?

Is the economic impact on a city really $400M for the week, and when will tickets be cheapest for this year’s big game in Atlanta? Economic indicators LEI, wage inflation, and yield curve spread examined. How close is a recession?

This week, a legend in the financial world left us. Jack Bogle, age 89, the father of index fund investing and founder of Vanguard Investments. Wes discusses and plays clips from his Jack Bogle interview in 2009 that harkens to 10 of Bogle’s core investment principles that are still critical today.

What are the statistics behind Bear Markets? There’s confusion around where we really are in this market cycle. Huge pullback, then a rally, then maybe a pause…? Where do we stand right now, and what history tells us about the next year or two once a bear market is triggered. We also talk about dividend income on this episode of MM. Wes reviews 5 steps to find high quality dividend stocks.

After a tumultuous 2018 where virtually zero major asset classes made money, the MM team looks towards key themes for 2019. From the White House to the Federal Reserve to the current stock market correction...how does the economy and stock react in the New Year? Also discussed, 20 year rolling returns for the S&P 500 along with the investing golden rule “Reversion to the Mean.”

Wes kicks off this showing telling the story of handing out his favorite gift he’s ever given with his boys this holiday season. Listeners quickly lit up the phones, though, with questions about income investing and risk tolerance for seasoned investors.

Wes kicks off this showing telling the story of handing out his favorite gift he’s ever given with his boys this holiday season. Listeners quickly lit up the phones, though, with questions about income investing and risk tolerance for seasoned investors.

A relentlessly bad week for stocks...and now the worst December since 1931. The S&P 500 now down about 17% from its peak and close to bear market territory. Wes reviews the important concept of Participation vs Perfection when it comes to investing in stocks. As bad as markets are for now...economic data (for the most part) continues to hold up. Of course, if the economy does in fact hold up its important to note that market sell offs not accompanied by a recession tend to be in the down 20% range...a level which we are already close to.

A relentlessly bad week for stocks...and now the worst December since 1931. The S&P 500 now down about 17% from its peak and close to bear market territory. Wes reviews the important concept of Participation vs Perfection when it comes to investing in stocks. As bad as markets are for now...economic data (for the most part) continues to hold up. Of course, if the economy does in fact hold up its important to note that market sell offs not accompanied by a recession tend to be in the down 20% range...a level which we are already close to.

Changing this one perspective maybe the most important thing you ever do as an investor. Caller questions include dividend tax rates, deferred comp, thrift savings plan allocations, and what to do with a windfall.

Changing this one perspective maybe the most important thing you ever do as an investor. Caller questions include dividend tax rates, deferred comp, thrift savings plan allocations, and what to do with a windfall.

Over the last few days there has been an abundance of headlines touting the economic doom and gloom that comes along with ongoing trade issues leading to a potential economic slowdown and triggering something called an inverted yield curve. This episode of Money Matters explains what has happened historically once the bond market sends this signal.

This episode explores the data behind stock market corrections and how understanding the human response of loss aversion can make you a better investor.

Over the past several years we’ve talked about the remarkable shrinkage the number of stocks. The disappearance of stocks. The good news is that there are more and more private companies...that may be investable not just to the billion dollar VCs, but to more and more average investors…That’s the good news…the even better news is that the US economy as a whole is in the sweet spot to enjoy the sheer magnitude of innovation happening in the US. Wes will share what 5 groundbreaking small tech companies are working on to change our world over the next decade.

Markets have grappled with a great deal of uncertainty around the midterm elections. Now that this political event is behind us how may markets react over the coming year? Wes also discusses new research on the average savings amount in America for those 50-61 years of age.

David Bach is one of America’s favorite financial professionals. He is the author of The Automatic Millionaire and eight other consecutive – NEW YORK TIMES bestselling books. In total, his books have sold over 7 million copies. We’re really excited to have him here today exclusively to learn about his mega-bestseller, Smart Women Finish Rich.

In our bonus podcast interview, David and I continue the discussion on the latte factor and how smart couples can prepare for a happy and early retirement.

This is a nervous month for investors. Not everyone reacts the same to selloffs and bad news. Which makes “Investing a mix between what you think will happen versus what you can tolerate that actually happens”. Caller questions include should I buy this immediate annuity that pays me $2,000 a month?

Consensus is that the US heads into recession in 2019 or 2020. A closer look at the true economic state of affairs in the United States suggests we may have longer than that until the next ugly recession rears its head. Calls include, “what dividend stocks should we look at now?”, and “what implications are there for an inherited home?”

Consensus is that the US heads into recession in 2019 or 2020. A closer look at the true economic state of affairs in the United States suggests we may have longer than that until the next ugly recession rears its head. Calls include, “what dividend stocks should we look at now?”, and “what implications are there for an inherited home?”

Stock market volatility returned with a vengeance this week. Anytime we see a 5% drop for stocks in a matter of days investors naturally become very nervous. Where do markets go from here? Is this a temporary pull back or the start of something bigger?

In part 1 of this 3 part show, Wes and Executive Producer Ryan Ely discuss the breaking news of the largest cyber-attack on the U.S. ever, courtesy of China. How will this multi-year cyber-attack impact our current trade relations with China? Part 2, the significant rise in interest rates over the past week. What will this mean for your bonds and stocks? Part 3, what if you had $5M or $10M, and could retire today? What would your core pursuits be? Wes and Ryan discuss this important concept for retirement happiness. 3

Wes answers caller questions that include: The “Little account good, big account bad” dilemma, should I use my 401k to pay a HELOC, when to do a million dollar Roth conversion, and how to evaluate a lump sum pension vs monthly payout.

The Great Sector Shakeup This week over $70 billion in exchange traded funds reshuffled the deck. In a big way. And it impacts more than just these ETFs. It impacts how we look at, view, and categorize companies…particularly within the technology space, the consumer discretionary space, and telecom. Companies leaving the tech sector and the consumer discretionary sector are now classified by a brand new sector called communication services. How will this impact you? Also, this episode of MM begins to explore the difference and divergence between Growth and Value investing.

There is stress in international markets, Vanguard emerging market index down 20%, China down 24%, Brazil down 34%. This episode of MM explores how the United States may be able to buck the trend.

Despite the anonymous op-ed from within the White House and the controversy surrounding it, what really matters in investing is the Money of Politics. And no other single policy change has had a greater impact on the economy recently than the 2018 tax cuts. Fortunately, we can learn a great deal about what the 2018 tax changes mean for the economy by looking at the history of the 2003 tax cuts. 

Wes describes how asset allocation works, why it is important to use, and what it will do for your portfolio. Also, how rich are you compared to the rest of America? Wes helps a caller figure out what kind of advisory firm to use for his 401k.

Trump’s “Terrible Tuesday” made headlines this week when his attorney Michael Cohen pleaded guilty to eight criminal charges, including two counts of campaign finance violations, which he said he committed at the direction of the president. Wes explores the mechanics and odds of impeachment, and how markets could react based on history. Also, the “longest” bull market run in history (notched this week) is explained.

Trump’s “Terrible Tuesday” made headlines this week when his attorney Michael Cohen pleaded guilty to eight criminal charges, including two counts of campaign finance violations, which he said he committed at the direction of the president. Wes explores the mechanics and odds of impeachment, and how markets could react based on history. Also, the “longest” bull market run in history (notched this week) is explained.

What’s your favorite kind of Apple (as in the fruit)? The remarkable story of the “Miracle Apple”, how it was invented, and how it has revolutionized the multi-billion dollar Apple industry. And Apple, what has become the first $1 Trillion company in America. Can a company of this massive size still grow? Caller questions include, “Should I buy an indexed annuity, what to do with my trust, and what to do with Home Depot?”

What’s your favorite kind of Apple (as in the fruit)? The remarkable story of the “Miracle Apple”, how it was invented, and how it has revolutionized the multi-billion dollar Apple industry. And Apple, what has become the first $1 Trillion company in America. Can a company of this massive size still grow? Caller questions include, “Should I buy an indexed annuity, what to do with my trust, and what to do with Home Depot?”

The latest viral stock market crash scare video features an innocent white fluffy lamb waiting for “slaughter” and black and white pictures of breadlines. The video’s scare tactic hinges upon the US government outlawing corporate share buybacks. Calls include Odette, worried about her low rates of return, Bill asks about the potential for new lower capital gains rates, and Stewart asks about Tesla going private. 

The latest viral stock market crash scare video features an innocent white fluffy lamb waiting for “slaughter” and black and white pictures of breadlines. The video’s scare tactic hinges upon the US government outlawing corporate share buybacks. Calls include Odette, worried about her low rates of return, Bill asks about the potential for new lower capital gains rates, and Stewart asks about Tesla going private. 

How to decide if you should take a lump sum payment from your retirement pension plan, versus monthly pension payments. This is a difficult and multi layered decision, and Wes takes multiple phone calls asking about a variety of pension versus lump sum questions.

How to decide if you should take a lump sum payment from your retirement pension plan, versus monthly pension payments. This is a difficult and multi layered decision, and Wes takes multiple phone calls asking about a variety of pension versus lump sum questions.

The US and EU have agreed to negotiate on industrial tariffs, and the threat of EU auto tariffs is off the table for now. This is a huge step to validate that the threat of higher tariffs may ultimately result in lower tariffs.  Caller questions include “can I trust an online trading company with zero trading costs, and should I take a lump sum or monthly pension?” 

The US and EU have agreed to negotiate on industrial tariffs, and the threat of EU auto tariffs is off the table for now. This is a huge step to validate that the threat of higher tariffs may ultimately result in lower tariffs.  Caller questions include “can I trust an online trading company with zero trading costs, and should I take a lump sum or monthly pension?” 

Larry Kudlow’s fascinating interview this week explained. As the Director of the National Economic Council for the White House, Kudlow explains the real problem that the world has, not just the United States, with Chinese trade practices. Caller questions include should I convert my IRA to a Roth, and is now a good time to put $40,000 to work in markets?

Larry Kudlow’s fascinating interview this week explained. As the Director of the National Economic Council for the White House, Kudlow explains the real problem that the world has, not just the United States, with Chinese trade practices. Caller questions include should I convert my IRA to a Roth, and is now a good time to put $40,000 to work in markets?

According to Article 5 of the NATO treaty, members are expected to spend 2% of their GDP on defense. Only six of the current members actually hit that target: The U.S., then…Greece, Estonia, the U.K., Romania, and Poland do so today. So the only impactful spending is coming from the US and the UK. Wes discusses the global growth industry of aerospace and defense. Calls include the “big account good, little account bad” conundrum.

According to Article 5 of the NATO treaty, members are expected to spend 2% of their GDP on defense. Only six of the current members actually hit that target: The U.S., then…Greece, Estonia, the U.K., Romania, and Poland do so today. So the only impactful spending is coming from the US and the UK. Wes discusses the global growth industry of aerospace and defense. Calls include the “big account good, little account bad” conundrum.

Hour 2

Hour 1

Tariffs and Mortgage Payoff

Tariffs and Mortgage Payoff

Tariffs Tariffs Everywhere Tariffs. The fly in the ointment, that just won’t quit. Dow down 2% on the week, the S&P 500 down 0.9%. We tackle the question everyone is asking, “Will this tariff fight end up bringing down the economy and the stock market?” Caller questions include “Should I pay off my mortgage with my IRA, where should I invest to be more aggressive, and what’s the difference between index funds and ETFs?”

Tariffs Tariffs Everywhere Tariffs. The fly in the ointment, that just won’t quit. Dow down 2% on the week, the S&P 500 down 0.9%. We tackle the question everyone is asking, “Will this tariff fight end up bringing down the economy and the stock market?” Caller questions include “Should I pay off my mortgage with my IRA, where should I invest to be more aggressive, and what’s the difference between index funds and ETFs?”

How the Fed Chair runs the largest economic ship on the planet. Caller questions include “What’s wrong with my 403B, should I quit my job to save money on childcare, how long will it take to break even if I buy a home in Boston, and what should I do with $100k in cash?”

How the Fed Chair runs the largest economic ship on the planet. Caller questions include “What’s wrong with my 403B, should I quit my job to save money on childcare, how long will it take to break even if I buy a home in Boston, and what should I do with $100k in cash?”

The Atlanta Fed sees GDP growth of 4.6% in the second quarter of 2018, yet stocks have barely moved this year. Wes discusses new research that shows what typically happens when the economy outpaces the stock market. Caller questions include “How to get started with stocks, what should I do with the 40% of my portfolio sitting in cash, and what to do with value stock laggards like P&G, Philip Morris, etc.?”

The Atlanta Fed sees GDP growth of 4.6% in the second quarter of 2018, yet stocks have barely moved this year. Wes discusses new research that shows what typically happens when the economy outpaces the stock market. Caller questions include “How to get started with stocks, what should I do with the 40% of my portfolio sitting in cash, and what to do with value stock laggards like P&G, Philip Morris, etc.?”

Global Demographic Trends (first 1/2) and Your Property Taxes and How to Appeal with Real Estate Tax attorney Hap Richardson (second 1/2) 

We tend to get stuck on our negative world news. Most of America believes “things are getting worse”, which on a global scale is simply not true. Wes discusses global trends on crime, clean water, nuclear weapons, disasters, poverty, etc. 

Most investors feel as though market timing is everything, when in reality sheer long term participation in stocks often trumps perfect timing.  Caller questions include “should I own a tripple short Nasdaq ETF, what will my taxes be on the sale of my $800K in-town bungalow, and now that I’m 70 what should I do with the $180K that I just received?”

Most investors feel as though market timing is everything, when in reality sheer long term participation in stocks often trumps perfect timing.  Caller questions include “should I own a tripple short Nasdaq ETF, what will my taxes be on the sale of my $800K in-town bungalow, and now that I’m 70 what should I do with the $180K that I just received?”

Consumerism has decentralized due to the Amazon effect. Dollar shave club has cooler commercials and Gillette… Where do large consumer staple companies go from here? Caller questions include “should I diversify $1.0 million in my company stock?”

Consumerism has decentralized due to the Amazon effect. Dollar shave club has cooler commercials and Gillette… Where do large consumer staple companies go from here? Caller questions include “should I diversify $1.0 million in my company stock?”

Calls include, “When should I take Social Security, should I sell my St. Simon’s rental homes, should I diversify my company stock within the 401k, and does a target fund cover the income bucket?”

Calls include, “When should I take Social Security, should I sell my St. Simon’s rental homes, should I diversify my company stock within the 401k, and does a target fund cover the income bucket?”

Berkshire Hathaway has compounded at 20.9% per year since 1965. That’s 2.4 million percent vs. 15 thousand percent for the S&P 500. Wes discusses the dramatic difference between savers and investors, and why investors win over time. Wes also discusses the recent Barron’s article that shows how the Strategas Lobby index has returned 472.93% since 2009.

Berkshire Hathaway has compounded at 20.9% per year since 1965. That’s 2.4 million percent vs. 15 thousand percent for the S&P 500. Wes discusses the dramatic difference between savers and investors, and why investors win over time. Wes also discusses the recent Barron’s article that shows how the Strategas Lobby index has returned 472.93% since 2009.

Markets are worried about an inverted yield curve, and is Apple potentially discontinuing the iPhone X? Both forces are weighing on markets and both discussed on this edition of Money Matters. Caller questions include “Are MLPs safe, where should my kids invest, how should I consolidate my 401ks, and my Target date fund is flat for the past year, what’s wrong?”

Markets are worried about an inverted yield curve, and is Apple potentially discontinuing the iPhone X? Both forces are weighing on markets and both discussed on this edition of Money Matters. Caller questions include “Are MLPs safe, where should my kids invest, how should I consolidate my 401ks, and my Target date fund is flat for the past year, what’s wrong?”

It seems as though almost all the movement in markets, both up and down, has come at the hand of President Trump. The talk of tariffs has been a cattle prod for stocks. Wes compared the potential impact if tariffs relative to other 2018 economic stimulus. Caller questions include, “Will the yield curve invert and lead to recession, what sectors of the stock market should I own, and should I use my Roth now or later”.

It seems as though almost all the movement in markets, both up and down, has come at the hand of President Trump. The talk of tariffs has been a cattle prod for stocks. Wes compared the potential impact if tariffs relative to other 2018 economic stimulus. Caller questions include, “Will the yield curve invert and lead to recession, what sectors of the stock market should I own, and should I use my Roth now or later”.

Money Matters 4/08/18 Hour 2

Money Matters 4/08/18 Hour 1

Facebook has lost almost $100B in market value over the last 2 months. Will the tech rout continue with Amazon, Tesla, and Facebook, all getting punished in recent weeks.  Caller questions include, “what to do with GE, and do I have too much Kimco Realty stock?” Also, a CHIME economic update. 

Facebook has lost almost $100B in market value over the last 2 months. Will the tech rout continue with Amazon, Tesla, and Facebook, all getting punished in recent weeks.  Caller questions include, “what to do with GE, and do I have too much Kimco Realty stock?” Also, a CHIME economic update. 

Caller questions include Paul, “I’m buying my first home, where should I get the down payment money?” And Denise is divorced after 29 years, now has a QDRO of $330k and 4 kids...how can she generate income?

Jim asks about tariffs. “Are tariffs to protect us or punish them?” Mary asks “is there a way to protect your mortgage against higher interest rates...

Caller questions include Jim who asks “Don’t you want to sell when you are up 20%? That’s what everyone says...” and “how much should I pull out of my 457 plan under the new Trump tax code?”

Caller questions include, “my RMD is $67,000 what should i do with it, and I’m thinking of buying an indexed annuity that says there’s no risk, is it too good to be true?”

Caller questions include, “What to do for my 87 yr old mom who has $100k in cash, what do you think of Larry Kudlow, and should I concert my IRA into a Roth?”

As this nine-year-old bull market forges higher, there are a few real daggers to watch out for. Georgia leads the way with state income tax breaks. Caller questions include “should I convert my IRA into a Roth?” and “I’m 65, can I pull out more than 4% and not run out of money?”

As this nine-year-old bull market forges higher, there are a few real daggers to watch out for. Georgia leads the way with state income tax breaks. Caller questions include “should I convert my IRA into a Roth?” and “I’m 65, can I pull out more than 4% and not run out of money?”

Updated with 25+ years of data since the original William Bengen study, using more conservative average estimates for “future returns.” In this new and updated data we recognized two important inflection points that investors need to be aware of. We refer to these withdraw rate inflection points as the Buffet Zone, and the Danger Zone.

How will the 25% tariff proposal on steel impact the US economy and markets. This episode discusses the difference between steel makers, and steel users and looks back at the 2002 Bush Steel tariffs as guidance.

During the most recent stock market correction both stocks and bonds went down. This episode of MM we explore the relationship between stock prices and bond prices. Caller questions include, “can I get out of this annuity, should I buy a bond ETF, and should I use my IRA money to pay off my home equity line?”

During the most recent stock market correction both stocks and bonds went down. This episode of MM we explore the relationship between stock prices and bond prices. Caller questions include, “can I get out of this annuity, should I buy a bond ETF, and should I use my IRA money to pay off my home equity line?”

How much can you withdraw each year from your investments in retirement? Your Withdraw Rate - The all important retirement variable you need to understand. Caller questions include “Is the teachers retirement system safe, are bonds still safe, and should I buy and annuity inside of my IRA?” 

How much can you withdraw each year from your investments in retirement? Your Withdraw Rate - The all important retirement variable you need to understand. Caller questions include “Is the teachers retirement system safe, are bonds still safe, and should I buy and annuity inside of my IRA?” 

Wes discusses the emotion of loss and how painful these corrections can be. This episode of Money Matters also covers the history of stock market corrections associated with recessions versus market corrections not associated with recessions. There is a dramatic difference between the two.  Caller questions include, “Will this correction impact housing prices, what should I do with my target date funds, and is my allocation within the TSP plan appropriate?”  

Wes discusses the emotion of loss and how painful these corrections can be. This episode of Money Matters also covers the history of stock market corrections associated with recessions versus market corrections not associated with recessions. There is a dramatic difference between the two.  Caller questions include, “Will this correction impact housing prices, what should I do with my target date funds, and is my allocation within the TSP plan appropriate?”  

(Continued) Caller questions include, “I’m retiring at age 50, should I pay off my mortgage now?” “Is this the start of a major correction?”, and do you need 25 times your income in retirement savings?”...among several other questions.

? Caller questions include, “I’m retiring at age 50, should I pay off my mortgage now?” “Is this the start of a major correction?”, and do you need 25 times your income in retirement savings?”...among several other questions.

“Should I use my bonus for a Roth, should i pay off my mortgage with my 403B, and how can I use the Bucket Approach to generate retirement income?”

a Washington meets Wall Street update Over 250 US companies have announced wage increases, salary increases, bonuses, and 401k match incentives. Caller questions include “what to do with my 403B, 401k, and TSP?”

Wes plays a fascinating clip from a discussion between Thomas Lee and Mike Wilson - both Wall Street heavyweights. Lee thinks the US stock market has another 11 years of expansion to go, while Wilson thinks were are closer to the end of this cycle. Wes decodes this intriguing debate and offers a sensible answer to the argument.

Wes plays a fascinating clip from a discussion between Thomas Lee and Mike Wilson - both Wall Street heavyweights. Lee thinks the US stock market has another 11 years of expansion to go, while Wilson thinks were are closer to the end of this cycle. Wes decodes this intriguing debate and offers a sensible answer to the argument.

How will tax reform impact your 401k? Wes describes the math behind what tax reform means for company earnings in the S&P 500. Caller questions include “How does tax reform impact my wallet, should I keep using my 403B, where should I invest $150k?” Wes also discusses why Georgia taxpayers need to be careful when they do their taxes next year.

How will tax reform impact your 401k? Wes describes the math behind what tax reform means for company earnings in the S&P 500. Caller questions include “How does tax reform impact my wallet, should I keep using my 403B, where should I invest $150k?” Wes also discusses why Georgia taxpayers need to be careful when they do their taxes next year.

Too many Americans want to politicize the topic of economics. About half of the country is so clouded by how much they dislike the new administration, they won’t even admit that the economy is doing well. Caller questions include, “Can I pay off my mortgage with my 401(k), what do the new tax rules mean for industrial companies, and how is my bitcoin taxed?” 

Too many Americans want to politicize the topic of economics. About half of the country is so clouded by how much they dislike the new administration, they won’t even admit that the economy is doing well. Caller questions include, “Can I pay off my mortgage with my 401(k), what do the new tax rules mean for industrial companies, and how is my bitcoin taxed?” 

After a whirlwind year of Washington politics, GDP growth north of 3% and a stock market marching through year nine of a bull cycle, it is time to shift focus toward 2018. Here are a few key items to lookout for in 2018.

After a whirlwind year of Washington politics, GDP growth north of 3% and a stock market marching through year nine of a bull cycle, it is time to shift focus toward 2018. Here are a few key items to lookout for in 2018.

Will your taxes go Up, Down, or stay Flat? Wes takes a plethora of calls covering multiple family tax scenarios so that you will have an idea what the new tax reform policy might mean for your family in 2018. Wes also lists the top 10 tax changes coming in 2018 for individuals.

Will your taxes go Up, Down, or stay Flat? Wes takes a plethora of calls covering multiple family tax scenarios so that you will have an idea what the new tax reform policy might mean for your family in 2018. Wes also lists the top 10 tax changes coming in 2018 for individuals.

41 out of 42 economists surveyed think tax reform will have no material impact on GDP growth. Wes explains the history behind the last significant tax cut in 2003 and why these economists are out to lunch. 

After several days in Washington DC. Wes discusses 3 reasons why investors need to pay attention to the publicly traded companies that are helping our military defend our nation against daily threats. Caller questions include Bitcoin and Ripple crypto currencies. 

The Money Matters team ran more than 50 different potential tax scenarios and how individuals and families might be impacted in 2018 if congress passes tax reform. There is still a great misconception that tax cuts are only for the wealthy, when in fact under most scenarios it looks as though taxes for middle income Americans are going down and for high income earners in America taxes are likely going up.

Despite the media’s prevailing message that tax reform is only for the rich, a Cato institute study shows that the vast majority of middle class Americans will receive the largest percentage tax cuts. Wes discusses a variety of household income levels and what tax reform would mean for each group. 

Be careful where you end up living in retirement. The cost of real estate can make or break your future plans. For most families in America $500,000 is an important financial checkpoint, and how can investors reach it? Don’t let reports of $2.5 million bungalows in Paulo Alto scare you away from planning for a comfortable retirement. Wes also discusses the three most expensive places to live in the United States.

Giant Pillars - From the Wall of Worry What events could bring down this current bull market run? Is this the 1999 tech bubble all over again? Will FANG stocks send all other stocks crashing? Will this current bull market die of old age?

The S&P 500 sold off this week due to the continued on again off again nature of the tax reform discussion in Congress. Wes take several phone calls regarding small business taxation and Social Security taxation. It looks as though corporate tax reform will have more impact on investor’s wallets then individual tax reform.

Wes discusses why Suze’s new advice is the same Wall Street fear mongering we’ve seen for years. Also, the GOP’s new tax bill has something in it for almost every American but may benefit your 401(k) and investors more than anyone. Wes also answers a question from a dad who is considering investing in Bitcoin.

1 Hour Show

This hour focus is on the mature working age population and how this changing around the world. There is a direct relationship between growth in the working age segment of the population and stock market performance in the long run. Also, caller questions include “how safe are online banks?”, and a teacher from Michigan asks about the value of going back to work in the public sector to reinvigorate his pension.

The stock market is hovering around all time highs so it has been a good time for investors… But what does the future look like? This episode of Money Matters discusses arguably the most important underlying topic when it comes to investing…Demographics. Do we have more people that need more of everything? And how does this impact economic growth and stock market returns?

Wes describes the technology behind Bitcoin, called block chain technology. Blockchain technology will revolutionize many industries just like the Internet has revolutionized our economy over the last several decades. Wes also describes how Bitcoin can make our current payment systems much more secure.

If on Oct. 7th 2007 you knew the storm was coming, what investment would you have picked? The S&P 500 or the 10 year Treasury bond? And which one did better over that period of time? Also Wes discusses his baseline asset allocation as laid out in a recent Barron’s article.

Two heavy topics explored in this episode of Money Matters. Wes explains the new individual, corporate, and small business tax changes that could happen under the GOP's new tax proposal. Wes also details how to protect yourself from financial cyber hackers. 

Warren Buffett predicts that the Dow Jones industrial average will reach 1 million by the year 2117. That's 100 years from now, but what would it take for us to get there? Interest rates have moved dramatically since the beginning of September, what does this mean for stock and bond markets? Also, callers ask about index funds versus index annuities, and lump sum versus monthly pension payouts.

The Lost Decade for Stocks What can we learn from the 11 year period where the Dow Jones Industrial Average started and finished at 9,000. Capital appreciation was zero, but total return with dividends was 31%. What this teaches us as income investors. Also, a caller asks about an annuity purchase she is contemplating.

We discuss economic damage done by the top 10 hurricanes to hit the US since 1900.

This more than 30 year trend will likely continue. According to the EBRI Americans' sense of retirement security has dropped. In 1973 73% of US workers felt confident they could afford a comfortable retirement. In 2017 only 60% felt that way.

Caller questions include "should I roll over my IRA into my 401(k), and what can I do with company stock from my 401(k)?"

Caller questions include "what should I do with $40,000 in savings?" and "I'm 52 and just got laid off, how can I access my $1.3 million in retirement savings early?"

Part two Caller questions include I have $2.7 million saved for retirement, is that enough? How do I generate more income with $500,000 in cash, and a caller comments that he has been retired for more than 20 years on a total of $350,000. 

A new Charles Schwab study is explored comparing perfect market timing with bad marking timing vs cash. Investing is less about perfection and more about participation. Caller questions include "what if I retire then the market crashes?"

Caller questions include Sandy who has half of her investment funds in cash, and Carl who is worried about capital gain taxes when selling highly appreciated stock.

It's time to break out the economic history books and understand what happens to markets in the short-run and long-run when geopolitical events boil-up. Caller questions include Amy, who is 4 years from retirement trying to understand what her budgetary needs will be.

Caller questions include Scott, who wonders if he should take a $75,000 lump sum today or a monthly pension amount 18 years from now, and Sherry, age 60 wants to know when to start taking Social Security.

Mary asks what she should do with $100,000 sitting in cash from her required minimum distributions. She's worried about stocks and bonds…Matt asks about Wells Fargo and their continued issues in the news.

Examples include Lockheed Martin, Disney, and IBM. Caller questions include, "Should I keep this variable annuity that I have owned for seven years, should I pay off my new car loan with my home-equity line, and what to look for in a new financial advisory firm?"

Caller questions include, "Should I keep this variable annuity that I have owned for seven years, should I pay off my new car loan with my home-equity line, and what to look for in a new financial advisory firm?"

A missile launch from North Korea, healthcare legislation dies in Congress, and the Fed does nothing at their latest meeting. Is the market only looking at earnings reports? Also Mary McCormack Director of development from Children's Healthcare of Atlanta joins us to discuss legacy giving and the annual WSB radio Care-a-thon.

Caller questions include "Is there a correction coming, can I store my gold at home, and what mutual funds should I look at it in my T. Rowe Price 401(k)?"

The stock market is pricing as if the Trump agenda is over. The sectors that performed the best at the end of 2016 after the election have now perform the worst in 2017. So the stock market is expecting little legislative success from the White House. But there is a tax reform groundswell that is brewing.

Caller questions include, "should I buy universal life insurance for my kids, and should I continue to own utilities for income?"

Caller questions include, "should I buy universal life insurance for my kids, and should I continue to own utilities for income?"

Calls include a mother struggling to pay her daughter's final year of tuition, and an early retiree contemplating and annuity for $750,000

Money Matters with Wes Moss hour 2 7/09/17

Money Matters with Wes Moss hour 1 7/09/17

A caller asks about her new IRA account invested in a market timing model with high fees. A caller also asks about Verizon, AT&T, and the wireless industry.

Caller questions include a 31-year-old with 30,000 to invest, should I buy gold, and should I invest in a single premium immediate annuity?

Caller questions include: how much income should a $500,000 401k produce? Should I invest in bitcoin? What should I do with my 401k and $60,000 in a money market?

Have you ever worried that your job might get eliminated by technology? Online grocery shopping will destroy jobs in the food industry, but may also create even more jobs than are lost. Job creative-destruction is explored over the next decade.

Caller questions include: Should I use an inherited trust to buy a townhome, what should I do to start saving at age 29, and what dividend paying stocks should I own in retirement?

Caller questions include should I take this pension lump sum, or the monthly amount? And will I still have to take my RMD if I'm working?

What will happen to the likes of Kroger, Publix, target, Walmart, Costco?  Grocery retailers dropped more than $30 billion of value this week on the Amazon-Whole Foods merger news.

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Caller questions include Vanguard annuities, the new Fiduciary Rule, closet index funds, and the TSP retirement plan for federal employees.

Caller questions include are robo advisors a good idea, US stocks vs international, and "should I buy an index annuity?"

What retirees can learn from recent commencement speeches from Will Ferrell and Mark Zuckerberg. Caller questions include what to do with a 457 plan, taxes on REITs versus MLPs, and a millennial asks about the viability of social security.

Also REITs explained. Updates on Trump impeachment odds.

Amazon went public 20 years ago, today the world and the state of retailing is in a very different place. The massive corrections per year for Amazon have been legendary, but have been worth riding through. Wes also discusses the concept of market cap per employee. A caller asks about REITs, (real estate investment trusts), what happens to REITs with the shift in retail spending in America?

The 25th amendment is discussed. Section 4 of the amendment talks about deeming the president "unable to perform the powers and duties of the office". Is this a real possibility? Wes also answers a question about college funding for an 8 and 10-year-old, and a caller asks about accessing his old 401(k) plans.

This week the stock market finally woke up and smelled the drama emanating from Washington DC. Allegations are that President Trump tried to get the former FBI director to drop a probe into former National Security Advisor Michael Flynn. Wes discusses the betting odds for impeachment and the chance of Trump finishing all four years in office.

Wes answers several caller questions: How to deal with a $1.0 million capital gain on the sale of a primary residence after 40 years, online money market accounts, and RMDs for ROTH IRAs. Wes also continues to discuss the retail apocalypse in America. 

Wes also begins discussing the tie between the US consumer and the current retail apocalypse in America.   Also a caller asks about taking multiple required minimum distribution's from his many IRA accounts

A caller asks what he should do with his wife's Roth account at Vanguard. Various ETFs are discussed.

Don't confuse using a passive fund or an index fund or an ETF with simply becoming a "pure passive" investor. In the real world there's too much emotion involved with money for most people to stay put and one index fund. There really is no such thing as pure passive investing, just various shades of active investing.

Caller questions include "should I take a monthly pension or a lump sum from my current company?" and a teacher asks about her retirement plan with the state and a fixed annuity.

What taxes and deductions will be eliminated under Trump's new tax proposal.

Caller questions include "what is my Vanguard money market fund paying?", "what should I do with the cash from two real estate transactions?", and multiple IRA and Roth questions from Steve in Marietta

Caller questions include "should I pay off a $50,000 loan on my truck?", "what should I do with an inherited IRA?", and "I have 15% in cash right now, is that too much?"

Retirement and investment planning is rarely black-and-white. The reality is that most of us have a substantial gray zone we go through from fully working until we fully stop working and all of our income sources are flowing full steam ahead. Also "Overtime" with Carrie Schwab Pomerantz (interview part 2).

Carrie is the daughter of Charles Schwab and Vega in working for the then startup in the mid 1970s. Carrie was 16! This remarkable conversation recounts the beginning's of Charles Schwab & Co. in one office room with rotary telephones. Schwab is now a multibillion dollar investment firm. Carrie is now director of the Schwab charitable foundation and thr Schwab donor advised funds.

Wes discusses a brand new tool the team at CIA has developed over the past year. The digital "Retirement Timeline" was just released today. Find the Retirement Timeline at www.yourwealth.com under the Resources tab. This one page financial plan is free to use and only takes 5-7 minutes to complete.

Wes also takes an interesting call about a "new" index annuity product and the "Rule of 72" is discussed.

Wes also answers caller questions involving 53 year old Sue's $450,000 401k rollover, and a question from Jim about a recent inheritance.

How to generate income beyond just using ETFs. Wes discusses the merits of individual stock ownership when it comes to preserving the "harvest."

Three reasons why tax reform will not suffer the same fate as healthcare reform. Caller questions include "What will happen with taxes for lower income families?" And a fascinating discussion about a pension lump sum versus a monthly amount.

Healthcare reform turned out to be a nonstarter. Will tax reform, Washington's next big hot topic, suffer the same fate? Caller questions include potential tax reform for small business owners, and a question regarding treasury inflation protected securities.

Caller questions include Sharon, "What will my tax rate be on my required minimum distribution's?", Warren asks "Where is the safe option in my 401(k) plan?", and Rob asks "What is a safe long-term rate of withdraw from my assets during retirement?"

Caller questions include Andre, "How can I use my Roth or regular IRA to purchase rental property?" and David asks "Is it a good deal for my wife to buy extra years on her pension plan?"

Also, what the latest jobs report means for the FED. How did healthcare stocks react to the new GOP healthcare proposal? 

Buffett ups the ante and increases the odds of winning with his new college basketball March Madness challenge. We discuss the odds of getting just the first round of 32 perfect. 

Also, several calls discussing total return versus price only return, and a military family weighs their pension options.

We discuss social media company grand slams and complete strikeouts.

Caller questions continue with a variety of pension lump sum and tax questions. Can or should you use your lump sum pension to buy rental property? Also, a caller worries that he has missed the last 1500+ points on the Dow...what should he do now? Also the financial habits of the Amish are discussed.

Market Tension in the Air - The Dow forges higher 11 days in a row. When will it give? Caller questions about pension lump sum amounts, and an investor worries about his low yielding CD ladder.

#3 on the list of top 8 places to live cheaply abroad, an economic CHIME update, and how the Fiduciary Rule is impacting the world of investing. Wes also answers a call about an inherited annuity.

Top 2 of 8 places to relocate and live cheaply abroad...and multiple calls discussing investing in a hedge fund like vehicle, and whether or not to use an IRA to pay off your mortgage.

Even in a rising interest rate environment, bonds are still an important tool in an investor’s portfolio. Here’s why you shouldn’t ignore them. Learn about Wes’ new 15/50 Stock Rule, and hear as he answers multiple caller questions.

Even in a rising interest rate environment, bonds are still an important tool in an investor’s portfolio. Here’s why you shouldn’t ignore them. Learn about Wes’ new 15/50 Stock Rule, and hear as he answers multiple caller questions.

What's an income investor to do when interest rates rise? A review of BCRISP (6 income oriented asset classes) if interest rates rise.

Super Bowl Economics. Wes answers his kid's question "Why is it so good for Atlanta if the Falcons win?"

Wes discusses a brand new rule of thumb for investing. The 15-50 Horizon Rule. Investors should be focusing on their horizon, not their age. With the Dow Jones at 20,000, this new rule of thumb can help guide you or asset allocation mix for the coming decade. Wes also helps a homebuilder map out the next five years before he retires, and a father struggling to pay college tuition for his two kids.

In this hour Wes discusses the important concept called "Yield at cost." Examples include Lockheed Martin to explore what your current dividend means in relation to what you originally paid for a particular investment.

Multiple calls in this hour focusing on a 70-year-old who is wondering about the old adage "own your age and bonds." Also how one dad is figuring out a way to pay for his son's college expense.

5 Trump Truths We Know and How This Impacts Your Wealth On inauguration weekend we are exploring all of the known Trump policy perspectives and how they will impact the world we live in.

How US consumers are continuing to shift their spending from goods to experiences. This has wreaked havoc on the likes of Sears and Macy's. Also, a check of current stock market assets vs. liabilities.

How global demographics impact stock markets and the economy. And a millennial demographic trend that is impacting US housing prices.

7 important themes for investing in 2017, Trump, oil, interest rates, the economy and how all of this impacts stocks, bonds, and commodities. Also several live calls asking about mutual fund capital gain distributions, dividend stocks, and income investing.

Welcome to 2017 as Money Matters takes several live calls. Questions on a 401(k) versus and employee stock purchase plan, a caller asks why did his portfolio underperform in 2016, and a caller asks about what to do with a significant inheritance.

What’s a financial advisor really worth? Vanguard identifies seven best practices that financial advisors can implement to increase portfolio returns as much as 3% per year over time.

Identify the longer term bull and bear market cycles for the "Big 3". Stocks, bonds, and commodities. Identify where we are in these cycles and you will understand the direction you should be headed as an investor.

Wes Moss talks the Dow at 20,000, Trump’s proposed tariff on goods out of China, and what to do when interest rates go up as bond prices go down with November being the worst month for bonds in 12 years.

Wes Moss gives an economic update and discusses the Dow’s new record high at 19,000. He takes a call from Michelle whose salary falls in the $50-70,000 range and wants to know if she can expect to see her taxes increase or decrease with Trump’s proposed tax plan. Gee wants to know more about real estate based stocks and Gary needs help deciding if he wants to retire at a young age.

Wes Moss gives an economic update and discusses the Dow’s new record high at 19,000. He takes a call from Michelle whose salary falls in the $50-70,000 range and wants to know if she can expect to see her taxes increase or decrease with Trump’s proposed tax plan. Gee wants to know more about real estate based stocks and Gary needs help deciding if he wants to retire at a young age.

Wes takes a couple calls from listeners. Chuck is 64 years old and would receive $2,000 a month with $17,000 a year on top of that from part time work, etc. if he retired now. But if he waits 2 more years it would go up $240 a month. He wants to know that with the taxes he's paying for the next two years, is it really worth an extra $240 a month to work for two more years? Allen is curious about how Trump proposals could affect capital gains tax.

The Trump economy. The media takes Trump litteraly, but not seriously. Trump voters take him seriously, but not literally. What do Trump campaign promises mean for your wallet? Wes discusses the 5 most impactful Trump policy proposals that could shape the US economy. Taxes, healthcare, social security, jobs, stocks, etc.

The Trump economy. The media takes Trump litteraly, but not seriously. Trump voters take him seriously, but not literally. What do Trump campaign promises mean for your wallet? Wes discusses the 5 most impactful Trump policy proposals that could shape the US economy. Taxes, healthcare, social security, jobs, stocks, etc.

The Trump Trade Is In Full Effect”. This week's Money Matters discusses the tremendous volatility in the stock market due the election. Along with what sectors are seeing outsized moves. Defense contractors, infrastructure companies, healthcare, banks etc. Also, how stock markets react to a Republican dominated Washington DC.

With Election Day just around the corner, buyers are skeptical of how the potential outcome of the election could affect their investments. In this episode, Wes Moss discusses what a Clinton or Trump win will likely mean for the market and your 401(k). To compare, Wes looks back on historic market behavior with different pairings of political parties in the Oval Office and Congress and Mike calls in to hear Wes’ opinion on the impact the public’s perception of political corruption could have on investments.

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Money Matters hour 1 10/16/16

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Money Matters with Wes Moss hour 1 09/11/16

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Money Matters hour 2 08/14/16

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Money Matters with Wes Moss

Money Matters with Wes Moss