Get the Hell Out of Debt

Morgan bravely shares how an inheritance nearly cost him his freedom, and how love transformed his heart, and his financial journey. If you've ever thought 'if only I had a million dollars, my life would be different,' Morgan is here to change your perspective.

Roxanna pays for a wedding, a surgery and $20,000 in debt. She shares her wisdom when it comes to budgeting as a bride, and staying in alignment with her values. Members of our community write letters to the Year 2020. 

Jacqueline was unemployed in the pandemic and managed to pay off $20,000 in 6 months. Learn how she dedicated herself in spite of any obstacle that 2020 threw her way, and how she radically changed her personal relationship with money...sometimes by talking to it! 

Meet Leanne. She's debt-free, and she did it during a pandemic. Erin talks to her about her journey to financial freedom - from those first Columbia House CDs to now, when she's working on her travel fund and looking for love. On her terms. 

We wrap up our 7 part series on Mastering your Money Mindset and Erin wonders whether Fat Bottomed Girls really do make the rocking world go round? She gives you some homework for the week to help you increase your awareness around empowering money beliefs.

This is the sixth part of the 7-part-series on Mastering Your Money Mindset! We are talking about how your pride+your ego could unconsciously be keeping you broke. EEEEEEK! This is a tough one as many of us do not want to admit we are cute lil’ peacocks. 

This is the fifth part in our series on Mastering Your Money Mindset! 

Erin explains what to do if you’ve been trained unconsciously to believe money is complicated and investing is risky. You’ll uncover how this will hold you back, and Erin also confesses that she paid for a bike that goes no where, but how it’s positively financially impacting her.

The fourth session in our series around Mastering Your Money Mindset - we have a look at whether you have a deep unconscious belief that you are not worthy, and whether that affects your ability to get the hell out of debt and build wealth. 

This is the third session in our 7 part series on Mastering Your Money Mindset. This episode will bring awareness to how other people's opinions might unconsciously be holding you back from getting out of debt and building wealth. 

Despite being a busy mom to 5 kids and struggling with a partner who wasn't on the same financial page, Alycia kept learning and growing, and is now debt free! She overcame financial abuse and Got The Hell Out Of Debt. Through her journey, she's now clear on what she wants - for her business and her future partner. 

This is part 2 of the 7 part series on Money Mindsets, and how your unconscious beliefs form your financial truths. Discover if you hold beliefs around trading your time and joy for money and see if you are open to building wealth in a new way. 

Despite bad investment advice early on and then a battle with cancer, Karen and her husband are debt free! She's now teaching her kids about money and moving on to Phase 3 - building wealth.

Being mindful of the language we use when we speak about money can be important to the results we get about money. This is an introduction to the 7-part series we will be diving into on Money Mindsets.

Whether or not we are "certain" about the times, we must prepare for them. And Erin gets a little extra spicy about a couple of stars. 

Wendy didn't always have the greatest relationship with money. But she took the Get The Hell Out Of Debt program and got to work, and now she loves checking her credit card statement and seeing ZERO as her balance. Listen in to find out how not even a car accident could derail her success. 

Relationships and money can be tricky business. Erin knows this firsthand! She shares personal stories of navigating through money issues when she and her partner were definitely NOT on the same page.

This episode is full of helpful tips on how to talk to your person about money...even if they don't want to talk. Naked budget meeting, anyone?

You can download the list of questions to work through with *your* partner at www.financialtransformation.ca

Erin talks with Erinn Flaman about how she became debt-free by focussing on small things. Over time, Erinn's tips and tricks are saving her thousands. 

Meet Jade Fulton who paid off all her consumer debt, and feels calm about her finances...even while on maternity leave during a pandemic. Listen to her advice for feeling certain in uncertain times.

A continuation on all the things we wish we knew, but why it’s not too late, or ever too early to learn. 

If your kids copied your money habits today, would you be excited for their financial future? Here’s a quick rundown on ways to gently and kindly coach your kids. 

Should you roll your debt into your mortgage for one easy payment? This episode will have you scrambling to read your fine print on your mortgage. 

There is a difference between being in debt and being insolvent. 

How do you know the difference? Join me as I chat with Taz Rajan, she’s an expert on consumer proposals. I worked with her in the mortgage industry many years ago, and she sheds light on an alternative to bankruptcy. (She works for Bromwich + Smith, who help clients in BC, Alberta and Ontario.) www.bromwichandsmith.com

Erin is not compensated for this podcast. It is not an endorsement or ad, and simply offers this as part of financial education.

What happens when there are market conditions that are out of your control and they affect your net worth? How do you manage to stay emotionally focused during a challenging season?

We all have certain patterns that keep us moving or keep us stuck. Have you ever considered whether the reason you are in debt is because you live by a lack mentality? This episode could be the catalyst for change for you. 

There are four ways people experience their money, and if you understand and then adjust the way you interact with your finances, you can end up with a Class One Life! 

The only 2 things you need to track to build wealth are detailed in this episode! Whether you are in debt or on your way to building wealth, these two tools are the secret to making it all happen. 

Jillian got serious and decided to eradicate her consumer debt for good. She had a $300,000 change in position by focusing her efforts on what a true asset was, and what a liability was. By creating an abundant mindset, she also had her highest income earning year yet. 

Amélie was determined to take control of her financial future even in the middle of a relationship breakdown. Listen to how she mastered her money and became debt-free during a time when most people struggle.

As a side note, watching her navigate the divorce with a beautiful loving spirit was truly inspirational.

Why you might feel like your emotions are in charge of your wallet.

If you are wondering where your money goes every month, it might simply mean you have terrible financial boundaries!

When you find a bit of money at the end of the month, where are you going to put it?

What happens when you are dating and you meet someone who is completely unaligned financially? Is this a red flag?

If you've been living with consumer debt for a while, it is going to require some lifestyle changes, for a short period of time. How do you convince your person that you need to lay off the credit cards?

If you are serious about becoming debt-free, you need to do a little planning ahead. Here are some steps to take so you can get started.

Do you have a relationship to financial freedom, or a relationship with debt? 

Kerri and her husband decided they earned too much income to be watching it disappear every month. They made some modifications during the Get the Hell Out of Debt program, but then had a major (awesome) life change: they were expecting again! Listen to the decisions Kerri made to navigate life with 3 kids, a self-employed husband and a pile of debt that she attacked one dollar at a time.

Janna and Jeff didn't have a lot of debt, but they had some large toys and a very large mortgage. Once they became intentional with their spending and their investments, they were able to start a life of freedom, time freedom, debt freedom and even mortgage freedom! They are now investing and retiring decades earlier than they would have had it not been for the Get the Hell Out of Debt program.

Chrissy and her husband Tom were unsure where their income was going every month. Through focused intention, they paid off all their consumer debt in less than a year. Listen to how they did it, and what living in a debt-free marriage is like!